Bajaj Finance Q4 FY25 results show 17% profit growth and strong AUM rise. Company announces bonus issue, stock split, and ₹56/share dividend.
🔍 Q4 FY25 Key Highlights
- Net Profit: ₹4,480 crore, up 17% YoY
- Revenue: ₹18,457 crore, strong growth driven by lending volumes
- AUM (Assets Under Management): ₹4.16 lakh crore, up 26% YoY
- New Loans Booked: 10.7 million, a 36% YoY increase
- Customer Base: Added 4.7 million new customers in Q4 alone
Shareholder-Friendly Moves
1. Final & Special Dividend
- Final dividend of ₹44/share
- Special dividend of ₹12/share
- Total payout: ₹56 per share, rewarding long-term investors
2. Bonus Issue
- Announced in the ratio of 4:1 (4 bonus shares for every 1 share held)
- Aimed to improve liquidity and market participation
3. Stock Split
- Approved in a 1:2 ratio
- Face value to be split from ₹2 to ₹1
- Designed to make shares more affordable for retail investors
Stock Market Reaction
Ahead of the results, Bajaj Finance stock was trading slightly lower at ₹9,094.80 on the BSE. However, it has shown strong momentum in 2025, delivering a 31% YTD return, reflecting positive sentiment around its growth strategy and consistent financials.
🔍 Strategic Outlook
Analysts remain optimistic on Bajaj Finance’s:
- Consistent loan book expansion
- Strong asset quality
- Efficient digital transformation
- Ability to maintain margins in a competitive lending environment
The bonus and split announcement is also expected to attract new investors, especially from the retail segment.
💬 Should You Invest Now?
While the fundamentals are strong, current valuations are high. Short-term investors should watch market corrections, while long-term investors may benefit from averaging during dips. The stock remains a blue-chip choice in the NBFC space.
📝 Conclusion
Bajaj Finance’s Q4 results reflect its resilience, growth orientation, and commitment to shareholders. With rising profits, expanding AUM, and generous corporate actions, the company remains a preferred pick among investors seeking exposure to India’s credit growth story in 2025.
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